Billing Automation

Invoicing & Accounting

Because Bags is the MoR:

• Customer invoices are issued in Bags' name, not yours
• You receive a consolidated settlement invoice each billing cycle
• Revenue recognition is clean: one invoice, one payment, no per-transaction tax tracking

Your finance team books revenue based on the settlement invoice, not individual transactions.

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API Considerations

When integrating Bags:

• Tax calculation is automatic — do not implement your own tax logic
• Customer location is detected via IP or billing address for tax purposes
• Stablecoin transaction metadata (network, tx hash) is available via webhooks

Our unified Billing API manages the payment lifecycle for one-time USDC payments. You do not need a separate billing or invoicing platform for v0.

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Payment Links

You can programmatically generate one-time payment links for single purchases or milestone-based payments. See Payment Links.

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Multi-Chain Stablecoin

We support native stablecoin payments across major networks to minimize gas and FX fees:

• Supported assets (live): USDC on Base, Polygon, and Solana
• Ethereum mainnet: Waitlist
• Card payments: Coming soon — infrastructure exists but is disabled in production checkout

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Automated Invoicing & Settlement

• Auto-generation: Upon successful payment, a PDF invoice is automatically generated and emailed to the end-user.
• USDC settlement (live): Withdraw to your configured wallet after manual approval (applied → approved → processing).
• Fiat settlement: Bank payouts (ACH, SEPA, IMPS) — coming Q2.
• Fee structure:
  • Platform fee: 1.5% per transaction (MoR fee)
  • Payout fees: No additional fee on L2/Solana USDC withdrawals today

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What's next