Finance
Chargeback & Dispute Management
How Bag manages chargebacks and disputes as Merchant of Record.
Chargeback & Dispute Management
Bag manages all chargebacks and disputes as the Merchant of Record. For the complete guide covering dispute categories, evidence submission, resolution process, fees, and prevention best practices, see the full reference:
Summary
Card chargebacks — Bag absorbs liability and handles dispute resolution with card networks. You may be asked for evidence, but you are never financially liable.
Stablecoin disputes — Blockchain transactions are irreversible, so traditional chargebacks don't apply. If a customer disputes a purchase, Bag investigates and determines the appropriate resolution. Merchants are notified but do not handle the process directly.